YOUR MONEY BETWEEN PAYDAYS, MADE CLEAR.

Stop guessing what you can afford before payday.

Your bank balance includes money that may already belong to rent, bills, savings and tomorrow. BetweenPay protects those first, then gives you one clear number: what is actually safe to spend.

$12.99one-time purchase • personal access
Get BetweenPay →
✓ No bank connection✓ No subscription✓ Installable on phone & desktop
SAFE TO SPEND
$514.00
after bills, goals and your safety buffer — until your next payday
Current money$1,450
Bills protected$736
Goal protected$100
Safety buffer$100
THE NUMBER YOUR BANK BALANCE DOESN'T TELL YOU

Built around the time between one payday and the next.

BetweenPay is deliberately simpler than traditional budgeting software. It focuses on the money decisions you need to make today.

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Safe to Spend

See what remains after bills, protected goals and the safety buffer you choose.

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Payday-aware

Weekly, every 2 weeks, twice-monthly and monthly schedules are projected automatically.

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Upcoming bills

Recurring bills are assigned to the period they actually need to be funded from.

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Goals protected first

Reserve savings, sinking-fund or extra debt amounts before they disappear into everyday spending.

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Cash-flow forecast

See upcoming paychecks, bills and projected balances before a tight period surprises you.

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Your data stays local

Your budgeting details stay in your browser on your device. No bank credentials are required.

THREE STEPS

Set it up once. Check one number.

1

Add payday + current money

Tell BetweenPay when you're paid and how much money is available right now.

2

Protect what is already spoken for

Add bills, a safety buffer and any goal amount you want held back each paycheck.

3

Use Safe to Spend

BetweenPay recalculates immediately whenever your balance, bills or goals change.

Make payday-to-payday money obvious.

One-time purchase. Your purchased account unlocks the hosted BetweenPay app.

Get BetweenPay for $12.99